Lot 102 Bellevue Road, Belmont NSW 2280

At the very end of a quiet cul-de-sac, tucked into one of Belmont's most tightly held waterfront addresses, stands a home that feels less like a property and more like a prize. It is a place built for generations, for the stories that live on well beyond the walls themselves, for the rhythm of family life that ebbs and flows as naturally as the tide just beyond its decks. This is not a home you buy, it is one you secure. An inheritance. An anchor point for your family, your friends, your children, and their children to gather, to celebrate, to connect. A sanctuary where life unfolds against a backdrop of light, water, and sky, of sails and surf, of summers that stretch long into the night and winters that glow softer by the fire with the water always shimmering outside.

When you first arrive, the street itself sets the scene. Bellevue Road is the kind of address that locals recognise instantly, a name that carries weight, exclusivity, and prestige. As you drive down to the cul-de-sac, the hum of the outside world slips away. The lake appears before you in wide, dazzling sweeps of blue and green, sailboats resting at anchor, the horizon stretching in one endless arc. And there, in the final position, your home awaits. Strong yet inviting, elegant yet approachable, this is a house that promises as much as it delivers.

Step through the doors and you are immediately greeted by scale. A tiled foyer of generous proportions, a sweeping staircase that curves upward with poise, a sense of entry that is as grand as it is welcoming. Already the lake begins to call from beyond, a shimmer of aqua that draws your eyes forward, inviting you further inside.

The upper level is the true heart of the home. Here, life revolves around connection, to each other, to the lake, to the simple joy of living well. A vast family room stretches over seven metres, light pouring in from wall-to-wall glass, framing views that are at once breathtaking and grounding. To one side, a dining area large enough to host family dinners, Christmas lunches, or spontaneous Friday night feasts with friends. To the other, a breakfast nook, perfectly placed for quiet mornings, coffee in hand, the world waking slowly while you sit suspended above the water.

Everywhere you turn, the lake is with you. Vast panes of glass frame 180-degree views… aqua waters shifting with the light, yachts drifting lazily across the surface, kite surfers carving white trails on windy afternoons. Some days the lake is calm and mirror-like, reflecting clouds and sky. Other days it comes alive with energy, a moving, changing canvas that ensures no two days here ever look the same.

The kitchen, positioned at the heart, is both functional and social. Its long island bench anchors the space, inviting conversations to flow as meals are prepared. Stainless steel appliances, a double fridge cavity, abundant storage, every detail is practical, yet the room feels less like a kitchen and more like a stage for gathering. Here, children do homework at the bench while dinner is cooked, friends linger with a glass of wine, stories are told and laughter rings out, all with the lake as the constant backdrop.

Slide back the glass doors and step onto the balcony. Fourteen metres wide, this deck stretches the full span of the home, a true outdoor living room in its own right. Mornings begin here with the first sip of coffee as the sun lifts above the water. Afternoons are spent lingering over long lunches, the deck filled with chatter, the breeze carrying across plates of seafood and glasses of chilled wine. Twilight brings a softness, the sky painted in pinks and golds, the air cooling, the lights of distant boats flickering on. Here, time has a way of stretching, of slowing, of reminding you that life is best when shared in a place like this.

The master suite is placed with quiet intention. Nearly five metres wide, it feels like a retreat, a place to withdraw and restore. The ensuite is private and indulgent, the walk-in robe generous, but the true luxury lies in the experience. Slide open the doors and step onto the balcony, this time not as host, not as entertainer, but as someone who wakes each morning bathed in the warmth of the rising sun. It is a daily reminder of renewal, each sunrise a fresh beginning.

Three further bedrooms complete the upper level, each with built-in robes, each generous in size, each designed for family or guests. Bathrooms are finished with thought and ease, spaces of clean function that serve the household without fuss. Together, this floor feels complete, whole, a place where daily life and celebratory living co-exist seamlessly.
But the story of this home does not stop here. For downstairs/entry street level is another world entirely.

Descend the sweeping staircase and you step into independence, versatility, and possibility. The lower level is vast, a living room stretching almost eight metres, a full-width balcony of over ten metres, floor-to-ceiling glass once again framing those breathtaking views.

Here, the house becomes something more, something rare. It becomes two homes in one.
A built-in bar and kitchenette mean this level can function as its own residence. Adult children can return home without sacrificing privacy. Grandparents can live here with independence but still connected to family life above. Visiting friends can stay for weeks, even months, with their own sense of space. Or, should you wish, the downstairs could serve as a holiday retreat, a place to host guests, or a separate income stream. Whatever the need, the layout responds… flexible, adaptable, always generous.

Two bedrooms are set on this level, each with robes, each close to bathrooms and storage. The finishes remain consistent with the home above, ensuring a flow of quality and cohesion. And like upstairs, the true highlight is not in the walls themselves but in the way the water never leaves you. Step outside onto the balcony and the lake is once again there, at eye level, in motion, alive.

Step beyond the home and the property reveals its rarest treasures. The pool stretches wide, nearly as long as the home itself, set against a backdrop of lake and sky. Swim here and you feel as though the water of the pool and the water of the lake merge into one, a horizon of blue-on-blue. Lush gardens and terraced landscaping wrap the pool area in privacy, softening the edges, creating a resort-like atmosphere that feels as luxurious as it does effortless.

Beside the pool, a pergola and cabana extend the living outdoors. With bathroom facilities in place, poolside entertaining becomes seamless, no need to leave the moment, no disruption to the rhythm of the day. Families gather here in summer, children running between water and shade, adults stretched out with books and drinks, conversations carrying into the evening. It is not hard to imagine birthdays here, Christmas afternoons, long summer weekends where time feels abundant and the lake is always present, always calling.

And then there is the boat shed. A 4x7m building, drive thru roller doors, complete with direct ramp access into the lake. It is more than storage, it is freedom. Launch a kayak at dawn, paddle quietly as the lake wakes. Push a tinny into the water for a day of fishing, or a simple evening of drifting with a glass in hand as the sun goes down. Store the paddleboards, the skis, the toys that make lake life the adventure it should be. Very few homes can claim this, and those that can are held tightly, rarely released to the market. To own a property with both a pool at the water's edge and a boat shed with ramp access is not just fortunate, it is almost mythical.

And yet here it is.

Every element of this home speaks to abundance, to connection, to living well. Multiple decks, one above the other, ensure space for everyone, to gather, to retreat, to connect. Bedrooms and bathrooms are placed thoughtfully, always returning to the view. Garaging is oversized, carports and driveways provide further parking, storage rooms ensure practicality is never compromised. It is a home that lives as beautifully as it looks, as practical as it is poetic.

Here's What You'll Love:
- Prestigious Bellevue Road cul-de-sac with direct waterfront position
- Commanding entry foyer with sweeping staircase
- Expansive upstairs living, dining, and kitchen zones with 180° aqua views
- Upper balcony serving as a true outdoor living room
- Gourmet kitchen with long island, stainless appliances, double fridge cavity, and abundant storage
- Master suite with walk-in robe, ensuite, and balcony access
- Three further upstairs bedrooms with built-ins and generous proportions
- Downstairs living with full glass frontage and 10m-wide balcony
- Built-in bar and kitchenette for entertaining or dual-living potential
- Two further downstairs bedrooms with robes, bathrooms and storage
- Pool (14.1 x 9.1m) positioned at the water's edge with cabana and pergola facilities
- Boat shed (4.0 x 7.0m) with ramp access directly into the lake
- Oversized garage (5.5 x 6.3m), dual carports, driveway, and storage rooms
- Landscaped gardens and terraces offering privacy and a resort-like feel


Beyond the property, the location itself is unmatched. Walk down the street and within minutes you're seated at TINTA Restaurant, dining with the water just beyond your table. Cross the road and you are on the Fernleigh Track, weaving through wetlands and timber boardwalks until you step onto Nine Mile Beach, nine unbroken miles of golden sand and surf linking Blacksmiths to Redhead.

Head in the other direction and the vibrancy of Belmont calls. The Lake Macquarie Yacht Club, perched directly on the water, invites you to sail, to dine, to gather. The iconic Gunyah Hotel, the well-loved Belmont Hotel, the vibrant Belmont 16s Sailing Club, and the ever-popular Martha's and Good One Cafés are all minutes away. Every direction leads to water… lake, ocean, channel, and cove. Here, life is not about choosing between them but about embracing all of them, every single day.

This is a home that does more than shelter. It holds. It gathers. It celebrates. It welcomes children home from afar, it hosts birthdays and Christmases, it offers quiet mornings and grand evenings, it adapts, it supports, it endures. It is the place your family will always return to, where friends will always feel welcome, where memories are not just made but layered year after year. It is both one magnificent residence and two homes in one, offering a lifestyle without compromise, a retreat without rival, a legacy without equal.

Homes like this are not just purchased. They are secured, treasured, kept.

Rare. Unforgettable. And 10 Bellevue Road, Belmont, is all of that and more. A direct waterfront masterpiece. A generational retreat. A once-in-a-lifetime opportunity to own not just the best of Lake Macquarie, but the best of life itself.