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How to negotiate a better mortgage interest rate

Did you know The Reserve Bank has left the official cash rate on hold at 1.5 per cent, the lowest in Australian history, for...

Non-bank lenders: Should you consider using one?

Having difficulty getting a loan from the bank at the moment? Well you’re not alone, non-bank lending reached an 11-year high in September 2018. The...

Cracking home loan jargon: Key terms you need to know!

To make the most out of a home loan you need to know and understand what the basic terms that come with a home...

Saving up for a house deposit? Here’s what you need to know

Remember when you could buy a three-bedroom house with a rear garden within 20km of the CBD for less than $350,000? Yeah, neither do...

How an offset account can save you thousands

Your home is probably the biggest purchase you'll ever make and your home loan is probably the biggest contract you'll ever find yourself locked...

5 ways to pay off your home loan quicker

Let’s face it: no one dreams of having a mortgage, but we do dream of owning our own home. However, for the vast majority of...

Should you use your home loan to finance your next car purchase?

With interest rates at record lows, financing your next new or used car purchase through your home loan may seem like a very attractive...

The bank said no. Now what?

You’ve found the perfect house, your offer was accepted and you’re already dreaming about how your furniture will look in each room. Approval for your...

Don’t fall down the rabbit hole: How to avoid borrowing beyond your means

Taking out a mortgage is a huge milestone, and it’s one to be celebrated, but it also comes with a lot of responsibility that...