Kirsty Gray and Myself run our own local mortgage broking company here on the Gold Coast.
For your own benefit It is very important to research your options, not just for your home loan itself but also who you organize it through.
Things to check:
-Customer Satisfaction on the Broker/Organizations Facebook page Etc.
-How long have they been in the industry?
-How many lenders they have access to?
-Consistency in the savings they've achieved and continue to achieve for their existing clients.
-How often they touch base with you once you've organized the loan with them?
Feel free to check us out at:
www.uprosper.com.au or www.facebook.com/uprosper.au
Regardless of whether you use Uprosper to organize your loan, we wish you all the best in your purchase and best of luck for the future!
Recently had a great experience with a new company called Refunds Direct. The fella I met with Daniel was very switched on and basically they work a little different than other brokers. You pick 3 lenders and they organize you to deal direct with the lenders you choose, and they then compete for your business and you pick which lender your the most happy with. Then Refunds Direct give you a cash refund out of there commission as a perk. I got back $1,200 so was a good bonus extra money to put into the gardens.
His Deatails are
Daniel Ferguson 0429017966 and his email is [email protected]
Not sure about these mortgage broker business models, I know Refund Home Loans just went into receivership.
Not located on the GC, however helped me secure my mortgage up in Cannonvale. Everything was quick, easy and done electronically, which saved me a ton of time and unnecessary paperwork.
Would recommend: https://homeloanshub.com.au/the-best-sydney-mortgage-broker-for-home-loans/
They also have a heap of info on their site which may be useful, such as how to calculate yield on an investment property: https://homeloanshub.com.au/2023/10/27/calculating-rental-yield-on-investment/
In my scenario, I'm self employed and only been for 1 year, they were able to get my loan approved: https://homeloanshub.com.au/self-employed-complex-lending/
We are now on our 5th loan with [email protected] I love the fact the application process is simple and easy and before you know it, you’re at home enjoying your goods. Each contract has been hassle free and the customer service is 100%. We always scout through stores to see who uses Finance Now as we wouldn't look elsewhere. Contact Finance Now call/whatsApp at +1 4313007649
If you still need help with your home loan you should talk to Nathan at Hunter Galloway https://www.huntergalloway.com.au/. They deliver great results and provide the best experience.
I worked with 3 brokers before I reached our to Nathan for help and I can honestly say the service level is x100 better with the team at Hunter Galloway. From day one the team have just delivered such exceptional service.
Cannot recommend them enough, I have already sent his number to two of my friends who are looking to buy their home!
i recommend Grant Thompson at Main capital group on the coast, i have just refinanced the home and brought an investment property at Pimpama through him. Grant goes the extra mile in all my dealings with him, and made the whole business of buying an investment property hassle free, which is exactly what you want if your a first time property investor. He stays in constant communication with you, and always makes himself available to answer questions. Can't fault him.
Try KSM Group Runaway Bay & Oxenford. Ask for Jaeneen Cunningham, works out of Oxenford I believe. I have known this lady re finance for 10 years now, before she was with KSM, she was the lady who set us on the path to financial freedom. She told us what to do to fix our financial woes, we did exactly as she said and we no longer worry about debt. She is very succinct, if you listen to her advice you should not go wrong. I feel she is also ethical.
Ring sample and partners. They are excellent!!!
THe best mortgage boker I know is Kelly Cameron-Tull, of Get Real Finance, Fortitude Valley. www.getrealfinance.com.au. She is an absolute dynamo; I have used her services for years. She absolutely knows how to get the best deal for you and deals strategially with clients. Would highly recommend this company.
I am in Brisbane but regularly get to the Coast;
A few things I have recently assisted a client with for a first home purchase;
1. Helped them save $5,000 on the purchase price by providing property data and advice on negotiations.
2. Showed how to save $5,000 on Mortgage Insurance.
3. Negotiated a better home loan rate if they reduced the loan amount, In addition showed you the loan policy of another lender we were not eligible for who had a slightly better loan rate.
4. Showed how to save $300-400 on Conveyancing Fees.
5. Communicated and helped out with all steps of the property purchase.
I am happy to help you, please call Mark Lewis on 1800180927 or email [email protected]