As an active single pensioner which town would be best to retire in: Mortlake, Terang or Camperdown?

Access to Melbourne is on the rail from both Camperdown and Terang, but Mortlake seems to have a certain something, other than a quicker trip to Warrnambool. I know noone in the Western Districts at all, but love birding, art and walking.
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Rentals in Mortlake, VIC 3272